Category Archives: FAQs
Do I Need Scheduled Coverage for My Jewelry?
We recently had a policyholder who lost 1 diamond earring of a set. The set was worth $1,500. Because she had special property coverage for Jewelry at $0 deductible, we were able to replace her earring with the same quality … Continue reading
How did Darlington Mutual Insurance Company get started?
Community farmers and local cheese factory owners incorporated the Darlington Mutual Insurance Company on May 18, 1875. Darlington Mutual continues to be community based with premium dollars remaining in the community, used to reimburse policyholders for covered losses. For more … Continue reading
What happens when a policyholder passes away?
It is important to notify Darlington Mutual or your Agent to keep the policy information current and correct. If the policy was in the name of one of the spouses, the surviving spouse should call his/her agent and put the … Continue reading
What Are Claim-Free Discounts?
All Darlington Mutual policyholders can qualify for a claim-free discount. Depending on your claim history and policy type, the discount can be up to 15% of your property premium. Contact your agent to receive more specific details.