HomeOwner Program

This package-type policy offers several optional plans.You select the protection coverage which best suits your needs.

Some features included in “Home Owners” coverage:

  • Fences, driveway and sidewalk coverage
  • Loss of cash
  • Loss of securities
  • Watercraft
  • Campers
  • Lawn mowers
  • Business property
  • Theft of jewelry
  • Theft of gold/silver plated items
  • Firearms
  • Fire, lightning & vehicle coverage on trees, plants shrubs or lawns
  • Coverage on grave markers
  • Residential Service Line Coverage
  • Debris removal
  • Emergency removal
  • Computer coverage
  • Satellite dish coverage
  • Up to 75% of dwelling coverage for household personal property coverage
  • Claims free discount (1 to 5 years)

Optional features:

  • Replacement cost on contents
  • Recreational vehicle coverage

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