Specialty Items Coverage

Jewelry, artwork, antique collections, guns and toy collections may require additional coverage.  Did you know that you have $250 for each piece of jewelry included with your home policy?  However, it is only covered if there is a break-in or the items are destroyed by fire or other peril.  If you have “Inland Marine” coverage, you are covered if you lose it, it is stolen or mysteriously disappears.  We even replace one earring from a pair if only one is lost.  This can be added to your homeowner or farm owner policy.

These are called “Inland Marine” items because they are not always necessarily at your home.  All-terrain vehicles are also covered under this section.  This special coverage expands the perils that are covered on these items.  Here is a list of some of the items we cover under this special package:

  • Boats, motors and/or trailers
  • Cameras
  • Coin collections
  • Computers
  • Fine arts and antiques
  • Flat screen TVs
  • Furs
  • Golf Carts
  • Golfer’s Equipment
  • Guns and related equipment
  • Jewelry
  • Musical Instruments
  • Satellite Dish
  • Semen and Semen tank
  • Silverware, Goldware, etc.
  • Snowmobiles
  • Sports/Horse equipment
  • Stamp collections
  • Tools
  • Video Cameras

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